Can I Afford

To Retire?

Get the same retirement plan for which a financial adviser

would charge $4000 + -- for just $29.95

Pay once. Use forever.

There are 3 ways to answer

"Can I afford to Retire?"

Two of them will cost you - in time, money, or both.

DIY it yourself

Spend weeks wrestling with spreadsheets,

Centrelink rules, super calculations, and tax

tables — with no certainty your numbers are

right.

Hire a financial adviser

Average advice fees are now over $4,000

per year. And with adviser numbers falling,

it's getting harder and more expensive to

even get an appointment

Use our Planner

Answer the same questions an adviser would ask. Get the same retirement plan. Powered by Google. Secured to your account. One flat fee.

HOW IT WORKS

Your retirement plan
in 4 simple steps

Pay $29.95 once via secure Stripe checkout. We send your unique

Planner link straight to your email.

Your Planner is secured to your Google Account — the same

security trusted by billions of Gmail users. No one else can view or

edit your data.

The Planner guides you through the same questions a financial

adviser would ask — superannuation, assets, income, age, and

goals.

Instantly see your projected retirement income, Centrelink pension

entitlements, and how long your money will last. Model different

scenarios anytime.

WHY IT WORKS

Everything you need.

Nothing you don't.

Bank-grade security

Your data lives in your own Google Account. Not on our servers. Not accessible to anyone but you, even if you lose your device.

Pay once, use forever

No subscriptions. No annual fees. No in-app purchases. Pay $29.95 once and use the Planner for life. Update your data as often as you like.

Real Centrelink calculations

Built-in pension means testing, income tests, and asset tests based on current Centrelink rules. No guesswork — just accurate numbers.

Model unlimited scenarios

What if you retire at 62 instead of 65? What if you downsize? Change any input and instantly see how it affects your plan. Print each version to compare.

Superannuation & CPI built in

CPI adjustments apply to pension entitlements automatically. Super income projections use standard industry data — with the same disclaimer any adviser would give.

Full 'How To' video library

Not sure where to start? Every feature is covered in step-by-step walkthrough videos. Watch them before you buy — completely free on the Resources page.

$4,000+

AVERAGE ADVISER FEE SAVED

1 Day

TIME TO COMPLETE YOUR PLAN

$29.95

ONE - TIME PRICE, FOREVER

100%

YOUR DATA, YOUR CONTROL

What Australians are saying

"I was quoted $3,800 by a financial

planner just for the initial plan. This

gave me the same result for $29.95. I

couldn't believe how straightforward

it was."

— Margaret T., Victoria

"We used it to model three different

retirement ages and compare the

outcomes. Printed each scenario and

sat down over dinner to decide.

Brilliant tool."

— David & Sandra K., Queensland

"The Centrelink pension calculator

alone is worth the price. I'd spent

hours trying to work out our asset

test and this nailed it in minutes."

— Peter H., New South Wales

"The number of advisers in the market is going backwards… the average advice fee per annum

across the industry is now around $4,000."

— James Kirby, Associate Editor, The Australian (Wealth)

FAQ

Common questions answered

Is this a one-time fee or a subscription?

One-time fee only. Pay $29.95 once and use the Planner forever. There are no recurring fees, annual charges, or in-app purchases of any kind.

How is my data kept secure?

Your Planner data is stored on Google's servers and locked to your Google Account. Nobody else — including us — can access or edit it. It's the same security trusted by billions of Gmail users worldwide.

Can I update my details after I've finished my plan?

Yes, absolutely. You can change your inputs as often as you like to model different retirement scenarios. We recommend printing or saving a PDF of each scenario so you can compare them easily.

What if I'm retiring before 60, or after 70?

The Planner handles any retirement age. Simply enter your planned retirement age and it will calculate your financial plan right through to whatever end age you specify.

Does it handle the Centrelink pension means test?

Yes. The Planner includes both the income test and assets test based on current Centrelink rules. It calculates your Age Pension entitlement — the same calculation any adviser would perform.

Can I try it before I buy?

We don't offer a free trial, but all our 'How To' videos are available free on the Resources page — including a full walkthrough of the Summary Tab. Most users complete their plan on the very first try.